If you’re currently making payments on a higher-cost title loan or flex loan, Appalachian Lending may be able to offer another option.
Appalachian Lending provides traditional installment loans with fixed payments and a defined repayment schedule. In some cases, we may be able to help pay off an existing title or flex loan and replace it with a traditional installment loan that offers a clearer path toward payoff.
Our local lending team serves customers from offices in Johnson City, Kingsport, Elizabethton, and Greeneville, Tennessee.
An Alternative to a Title or Flex Loan
Title loans and flex loans can work differently from traditional installment loans. Depending on the loan, borrowers may find themselves making substantial payments while still carrying a balance for longer than expected.Appalachian Lending takes a more traditional approach to lending.
With an installment loan, the amount borrowed is repaid through scheduled payments over an established period of time. This provides a more predictable payment structure and a defined repayment schedule.
If you already have a title loan or flex loan, our team can review your situation and determine whether an Appalachian Lending installment loan may be an option for you.
How Appalachian Lending May Be Able to Help
Every borrower’s situation is different, and approval is not guaranteed. However, if you currently have a title or flex loan, Appalachian Lending may be able to help by providing a traditional installment loan that can be used to pay off the existing balance.The goal is straightforward: provide borrowers who qualify with a more traditional lending option and a clear repayment structure.
You can speak directly with the team at your nearest Appalachian Lending office to discuss your current loan and learn what options may be available.
Why Choose a Traditional Installment Loan?
Traditional installment loans are designed around a set repayment schedule rather than an open-ended borrowing structure.Depending on the loan and your approval, benefits may include:
- Predictable scheduled payments
- A defined repayment period
- A clear path toward paying off the balance
- Local service from an Appalachian Lending office
- The ability to speak directly with a lending professional about your situation
Appalachian Lending has been serving East Tennessee borrowers for decades and focuses on providing straightforward loan options with local, personal service.
Title Loan and Flex Loan Help Near You
Appalachian Lending has four convenient East Tennessee locations:- Johnson City
- Kingsport / Colonial Heights
- Elizabethton
- Greeneville
If you are looking for help getting out of a title loan or flex loan in East Tennessee, contact the Appalachian Lending office nearest you. Our team can review your situation, explain our traditional installment loan options, and let you know whether we may be able to help.
Frequently Asked Questions
Does Appalachian Lending offer title loans?
No. Appalachian Lending offers traditional installment loans. If you currently have a title loan, Appalachian Lending may be able to provide an installment loan that can be used to pay off the existing title loan, subject to approval.Does Appalachian Lending offer flex loans?
No. Appalachian Lending offers traditional installment loans rather than flex loans. If you are currently paying on a flex loan, our team can review your situation and determine whether an installment loan may be an available alternative.Can Appalachian Lending pay off my existing title or flex loan?
In some situations, Appalachian Lending may be able to provide an approved installment loan that can be used to pay off an existing title or flex loan. Eligibility and loan terms depend on the individual borrower and approval.Where does Appalachian Lending offer loans?
Appalachian Lending serves East Tennessee through offices in Johnson City, Kingsport / Colonial Heights, Elizabethton, and Greeneville.
Talk With Appalachian Lending About Your Options
If you are currently making payments on a title loan or flex loan and want to explore another option, contact Appalachian Lending.Our local team can review your situation, explain how our traditional installment loans work, and help you determine what options may be available.