About Our Business

Appalachian MountainsAppalachian Lending has been providing financial services to consumers in East Tennessee since 1959. Appalachian Lending is a Consumer Finance Company offering traditional loans up to $10,000.00 dollars and Payday Check Advance Loans up to $400.00.

We have five convenient locations to serve you and we've added technology that makes loan approvals faster and easier. We've opened new locations to make it easier for you to do business with us.

Appalachian Lending makes secured, unsecured, and payday advance loans to individuals with a wide variety of financial situations, from the most credit worthy to those with less than perfect credit. With a Payday Check Advance Loan, you write us a personal check; we cash it on the spot and hold it until your next payday. On your next payday, you bring us the cash, plus a small fee, and we give you your check back. If a larger traditional loan with small monthly payments is what you’re looking for, we offer both unsecured signature loans and larger secured loans. The most commonly used collateral for a secured loan is an automobile, personal property, camper or RV.

Appalachian Lending is independently owned and operated and we plan to continue that way. We are committed to providing honest and dependable service before, during, and after the loan is made. At each office, you'll deal with local, experienced, and qualified people who are eager to help you with your loan request. The branch manager along with their qualified team makes most loan decisions. Each local office is able to process your loan request. This home-town approach insures that the answers to your loan requests will be quick and convenient. This has earned our dedicated team the trust of families just like yours in the Tri-Cities, Elizabethton and Greeneville region.

At Appalachian Lending, we offer loans from $300 to $10,000. We can help you with a payday check advance loan, small personal loan, starter loan, automobile loan, or a confidential loan. We make loans for bill consolidation, home improvements, medical expenses, vacation, back to school expenses, tuition, and more. Just ask us. We welcome the opportunity to listen and discuss in private your own personal loan needs. You can count on us to help you get the cash you want. Stop by or call any of our convenient offices and talk to us about your loan needs or use our convenient web site application.

Appalachian Lending has been lending money for over 60 years to help hard-working people meet their day to day needs and to realize their long term dreams. And for over 60 years, Appalachian Lending has been giving back to your community by supporting local 501c(3) charitable organizations. We are committed to you and our community.

Our Locations

Greeneville, TN

Phone: 423-638-1849
Fax: 423-638-1853
817 Andrew Johnson Highway
Greeneville, TN 37745

(Dollar General Market Complex)

Johnson City, TN

Phone: 423-232-8959
Fax: 232-1529
1200 North Roan Street
Johnson City, TN 37604

Kingsport / Colonial Heights, TN

Phone: 423-239-2274
Fax: 423-239-0027
2705 Fort Henry Drive
Kingsport, TN 37664

Elizabethton, TN

Phone: 423-542-3353
Fax: 423-542-3762
1970 West Elk Avenue
Elizabethton, TN 37643

(Across from VFW)